// Trust & Security Report

    Brex LLC (subsidiary of Capital One, N.A.) logo

    Brex LLC (subsidiary of Capital One, N.A.)

    Intelligent Finance platform with AI-powered automation for corporate spend management, including AI agents for expense management, accounting automation, bill pay, cards, and treasury. Marketed as 'Intelligent Finance' with features like Brex Assistant, Audit Agent, and Review Agent.

    Certifications held

    5

    Maturity

    Enterprise

    Trains on your data

    No

    Trust center

    Yes

    // Certification ledger

    Each held certification is backed by a verbatim quote from the vendor's own trust or security page. “Not confirmed” means we could not verify it publicly, not that the vendor lacks it.

    SOC 1 Type 2
    HELD

    Brex is currently SOC 1 Type 2 and SOC 2 Type 2 compliant.

    Verify on brex.com
    SOC 2 Type 2
    HELD

    Brex is currently SOC 1 Type 2 and SOC 2 Type 2 compliant. System and Organization Controls 2 (SOC 2) is viewed as a robust audit of a business that outlines current approaches to security controls.

    Verify on brex.com
    ISO/IEC 27001:2022
    HELD

    Brex maintains ISO/IEC 27001:2022 certification, with certifications available through Brex's Trust Center powered by SafeBase.

    Verify on trust-portal.brex.com
    PCI DSS
    HELD

    PCI-DSS Compliant. Additionally, Brex maintains PCI Attestation of Compliance documentation, with reports available through the Trust Center.

    Verify on brex.com
    GDPR Compliance
    HELD

    Brex acknowledges Data Protection Laws including the EU General Data Protection Regulation 2016/679. Each party will separately comply with its obligations under Data Protection Laws when processing personal data. For restricted transfers, the transfer shall be subject to the Standard Contractual Clauses, which are incorporated into and form an integral part of the DPA.

    Verify on brex.com
    > Show 3 unconfirmed / not-held certifications
    HIPAA
    NOT CONFIRMED

    No public evidence of HIPAA BAA compliance or certification on Brex domain. Brex offers solutions for healthcare organizations but does not advertise HIPAA compliance as a core offering.

    source: brex.com
    FedRAMP
    NOT CONFIRMED

    No public evidence of FedRAMP certification or applicability documented on vendor domain.

    source: trust-portal.brex.com
    ISO/IEC 42001 (AI Governance)
    NOT CONFIRMED

    No public evidence of ISO/IEC 42001 or AI-specific governance certification documented on vendor domain.

    source: trust-portal.brex.com

    // Privacy & AI training

    Trains on customer data

    No

    Data processing agreement

    Offered

    Data region

    Global with Standard Contractual Clauses; data may be transferred globally as necessary to provide services in compliance with data protection laws. No specific geographic data residency requirement documented.

    No public evidence that Brex trains AI models on customer data. Privacy policy does not mention model training. Data Processing Addendum explicitly restricts data use: 'Brex will...not retain, use, or disclose Personal Data for any purpose other than for the specific purposes of performing the Services and to comply with applicable law.' Customers can opt out of marketing communications and interest-based advertising.

    // Security controls

    Encryption at Rest

    AES-256 for RDS and S3 data encryption

    brex.com

    Encryption in Transit

    TLS 1.2 or better

    brex.com

    Authentication

    Two-factor authentication, biometric support (Face ID/Touch ID), device verification requirements

    brex.com

    Fraud Protection

    Advanced monitoring with AI technology and 24/7 support

    brex.com

    Regular Audits

    Regularly audited against SSAE 18 SOC 2 standards by independent third party auditors

    brex.com

    SSL/TLS Grades

    A+ from CryptCheck and Qualys SSL Labs, A- from ImmuniWeb

    trust-portal.brex.com

    // Products & data scope

    Brex Corporate CardSpend Management / Payment Cards

    data: Transaction data, spending patterns, employee spend across global markets

    AI-powered controls and spend limits, available in 120+ countries

    Brex Expense ManagementExpense Automation

    data: Receipt/invoice data, expense categorization, approval workflows, policy compliance

    AI assistant automates expense categorization, policy enforcement, GL coding

    Brex Accounting AutomationAccounting Automation

    data: Transaction data, accruals, GL coding, entity-level accounting information

    AI-generated suggestions, 1000s of two-way ERP integrations, agent-based approval

    Brex Bill PayPayment Automation

    data: Invoice data, vendor information, payment details, tax identification

    AI-powered invoice entry, approval automation, per-transaction limits

    Brex Business Banking & TreasuryBanking/Treasury

    data: Bank account data, treasury investments, cash management flows

    Up to 3.67% yield with FDIC insurance protections, treasury management services

    Brex Travel ManagementTravel Automation

    data: Travel itineraries, booking data, location information, travel expense policies

    In-app booking, itinerary management, compliance tracking

    // What to watch

    • Product naming clarity: 'Brex AI' is not a distinct product name in Brex's marketing. The directory entry refers to Brex's Intelligent Finance platform with AI-powered features (expense automation, accounting agents, etc.), not a standalone 'Brex AI' tool. Clarify on listing that this is the Brex platform's AI capabilities, not a separate AI product.
    • Fintech-focused: Brex is primarily a financial operations and spend management platform, not a pure AI tool. AI features are embedded within the platform (agents, automation) but Brex itself is a fintech solution.
    • No HIPAA compliance documented: While Brex serves healthcare customers, there is no public evidence of HIPAA BAA or compliance certification.
    • No AI-governance certs: No evidence of ISO/IEC 42001 or CSA STAR AI certifications, though Brex publishes guidance on AI risk considerations.

    // At a glance

    Pricing model

    Freemium to tiered (plans start at $0/user/month, advanced features at $12/user/month)

    Self-hostable

    No

    // How we verified this

    Every certification marked HELD is confirmed against a verbatim quote on Brex LLC (subsidiary of Capital One, N.A.)'s own trust, security, or privacy pages. We reject certifications claimed only on third-party aggregators, on a cloud host's behalf, or by a similarly named company.

    Last verified 2026-07-06. Compliance changes over time. Always confirm directly with the vendor before relying on any certification for a purchasing or compliance decision.

    trust-portal.brex.com

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