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    Xero AI logo

    Xero AI

    Paid
    https://xero.com
    >> OPEN TOOL

    Xero is an AI-powered cloud accounting platform for small businesses and accountants that provides automated bookkeeping, bank reconciliation, invoicing, and financial reporting. Its AI features include smart transaction coding suggestions, automated bank feeds, and Xero Analytics for cash flow insights.

    Category

    Finance

    Subcategory

    Accounting

    Free Tier

    30-day free trial

    Paid Plans

    Starter ~$29/month; Standard ~$46/month; Premium ~$62/month

    API Cost

    Not available yet

    Web AppiOS AppAndroid App

    Xero AI Trust & Security Report

    Certifications, AI-training posture, and security controls, with sourced proof.

    VIEW
    ●SOC 2 (Type II)●ISO/IEC 27001:2022●PCI DSS●GDPR (compliance posture, not a certification)

    Verified against Xero AI's own trust and security pages. See the full report for sourced proof →

    Region

    Global platform; HQ in New Zealand with entities/data hosting across Australia, New Zealand, UK, US and elsewhere. For EEA/UK personal data transferred internationally, Xero states it applies safeguards (Standard Contractual Clauses per third-party reporting) rather than offering customer-selectable data residency.

    Trains on Data

    No

    Self-hostable

    No

    Small businesses managing accounts payable and receivableAccountants managing multiple client books in one platformAutomated bank reconciliation with AI transaction matchingInternational businesses handling multi-currency accountingInventory tracking and purchase order management

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