Wave is a free AI-powered accounting, invoicing, and receipt scanning platform designed for small businesses and freelancers who need professional financial tools without the cost. It offers free accounting and invoicing with optional paid payroll and payment processing services.
Category
Finance
Subcategory
Accounting
Free Tier
Accounting, invoicing, and receipt scanning completely free
Paid Plans
Payroll from $20/month; payment processing 2.9% + 60¢
API Cost
Not available yet
Web AppiOS AppAndroid App
Wave Trust & Security Report
Certifications, AI-training posture, and security controls, with sourced proof.
●PCI DSS (Level 1 Service Provider)
Verified against Wave's own trust and security pages. See the full report for sourced proof →
Region
Not publicly specified in the pages reviewed. Wave Financial Inc. is headquartered in Toronto, Canada (H&R Block subsidiary); no explicit data-residency statement was located.
Self-hostable
No
Solopreneurs and freelancers tracking income and expenses for freeCreating professional invoices and accepting online paymentsReceipt scanning for expense tracking without manual entryGenerating basic financial reports and tax summariesSmall businesses that need basic bookkeeping without software costs
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