Wise (formerly TransferWise) is an AI-powered international money transfer and multi-currency account platform that offers mid-market exchange rates and low transparent fees for personal and business international payments. Its AI powers fraud detection and routing optimization for cross-border transactions.
Category
Finance
Subcategory
Financial Planning
Free Tier
Paid Plans
API Cost
Wise Trust & Security Report
Certifications, AI-training posture, and security controls, with sourced proof.
Verified against Wise's own trust and security pages. See the full report for sourced proof →
Region
Multi-entity, jurisdiction-dependent: Wise Payments Limited (UK, FCA-regulated), Wise Europe SA (Belgium, regulated by the National Bank of Belgium for the EEA), Wise Assets Europe AS (Estonia, regulated by the Estonian Financial Supervision and Resolution Authority for investment products), plus US, Singapore, Australia, Japan, and other local entities. International transfers use EU Standard Contractual Clauses and the UK International Data Transfer Addendum.
Self-hostable
No
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Betterment
Wealthfront
Brex AI