Plaid is a financial data network that connects consumers' bank accounts to financial applications through a secure API, enabling fintech apps to verify accounts, check balances, and access transaction data with user consent. It powers thousands of financial applications including Venmo, Betterment, and Chime.
Category
Finance
Subcategory
Financial Analysis
Free Tier
Free sandbox for development
Paid Plans
Pay per API call in production; enterprise pricing available
API Cost
Per-call pricing for Identity, Auth, Transactions products
API
● certified · ○ not verified
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Self-hostable
No
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Fintech apps connecting users' bank accounts for transaction dataIncome and employment verification for lending applicationsAccount-to-account payment initiation and verificationPersonal finance apps categorizing spending automaticallyFraud detection through transaction pattern analysis
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