Plaid is a financial data network that connects consumers' bank accounts to financial applications through a secure API, enabling fintech apps to verify accounts, check balances, and access transaction data with user consent. It powers thousands of financial applications including Venmo, Betterment, and Chime.
Category
Finance
Subcategory
Financial Analysis
Free Tier
Paid Plans
API Cost
Plaid Trust & Security Report
Certifications, AI-training posture, and security controls, with sourced proof.
Verified against Plaid's own trust and security pages. See the full report for sourced proof →
Region
Global platform with region-specific regulated entities: Plaid Inc. (US), Plaid B.V. (Netherlands, DNB-supervised), Plaid Financial Limited (UK, FCA-regulated). Cross-border EEA/UK transfers rely on adequacy decisions and standard contractual clauses (SCCs).
Trains on Data
Yes
Self-hostable
No
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